Location:
China
Department: Security & Risk Management
Location: China
Job Description
Team and Role Introduction:
lazpay digital credit business started from 2022，we bulid a holistic digital financial service to the platform buyer and seller and become the revenue engine for the platform. In last FY we have the GMV up to 380m，mab up to 1.3m and revenue 4.3m. As one important part for the business team，credit risk part is the crucial for our team to control the NPL and make business growth healthy so we need more dedicate person and professional expert to help us in future
Responsibilities:
1、 对消费金融业务中的信贷风险进行评估，制定授信管理策略，搭建风险模型，持续提高资产组合的盈利能力。2、 与产品、运营团队合作，根据不同产品及不同客群制定差异化授信策略及流程。3、 结合模型与内外部数据，制定线上产品在贷前贷中的客户准入、客群分层、额度管理及风险定价等策略。4、 设计风险指标体系，对在途资产质量进行跟踪监控，不断优化风险政策。
lazpay digital credit business started from 2022，we bulid a holistic digital financial service to the platform buyer and seller and become the revenue engine for the platform. In last FY we have the GMV up to 380m，mab up to 1.3m and revenue 4.3m. As one important part for the business team，credit risk part is the crucial for our team to control the NPL and make business growth healthy so we need more dedicate person and professional expert to help us in future
Responsibilities:
1、 对消费金融业务中的信贷风险进行评估，制定授信管理策略，搭建风险模型，持续提高资产组合的盈利能力。2、 与产品、运营团队合作，根据不同产品及不同客群制定差异化授信策略及流程。3、 结合模型与内外部数据，制定线上产品在贷前贷中的客户准入、客群分层、额度管理及风险定价等策略。4、 设计风险指标体系，对在途资产质量进行跟踪监控，不断优化风险政策。
Job Requirements
Requirements/Qualifications(must have):
1、 本科及以上学历，统计、数学、金融专业优先。2、 具备8年以上银行、消费金融公司、互联网小贷风险管理经验。3、 熟悉互联网消费金融展业逻辑及风控要点，有互联网贷款风控规则制定及管理经验优先。4、 具备良好的沟通能力、团队协作意识。5、 具备良好的英文听说、读写能力；有海外学习或海外信贷工作经验优先
Requirements/Qualifications(good to have):
1、 本科及以上学历，统计、数学、金融专业优先。2、 具备8年以上银行、消费金融公司、互联网小贷风险管理经验。3、 熟悉互联网消费金融展业逻辑及风控要点，有互联网贷款风控规则制定及管理经验优先。4、 具备良好的沟通能力、团队协作意识。5、 具备良好的英文听说、读写能力；有海外学习或海外信贷工作经验优先
Requirements/Qualifications(good to have):
